Free Personal financial Management software
Ever wonder where all your money goes? If so, it's time to get a handle on your finances. But the days of handwritten ledgers has gone the way of the dodo. The right software can make your life so much easier, and managing your budget much simpler. By using these programs to track your cash flow; take care of your investments, 401(k) and taxes; pay your bills; and make banking transactions, you'll wonder why you didn't do this sooner.
Ranked No. 1 | Ranked No. 2 | Ranked No. 3 | |
Products | AceMoney | Quicken Starter Edition 2014 | YNAB (You Need A Budget) |
Best Price | |||
Online Banking Integration | Yes | ![]() |
No |
Manage Investment Accounts | |||
Mac Support |
Ranked No. 1
Whether you're a beginner or a financial whiz, AceMoney's easy installation, interface and robust tools will suit your needs. You can set and achieve financial goals while monitoring your spending habits with the program's various reports.
Features: Spending, investment and transaction reports give you an overview of your finances, while detailed breakdowns of the various subcategories let you view specific information, such as individual transactions from particular payees or payment due dates. Tag transactions with labels such as Deductible, Work and Personal, and then filter them for easier sorting later. AceMoney also comes with a built-in investment portfolio manager. You can also import existing data in a variety of file formats — such as CSV, QIF, OFX, QFX and XML — or connect to your service provider through AceMoney and download your account history. All of your information is password-protected and archived, so you won't lose any of it.
When it's tax season, the software also exports to several different file types to integrate into your tax application. Your one-time payment also guarantees you free lifetime upgrades, so you'll always have up-to-date software without having to pay extra fees.
Technical Specifications
Online Banking Integration : Yes
Manage Investment Accounts : Yes
Mac Support : Yes
Ranked No. 2
Quicken is a useful basic program that gives you a detailed overview of your finances. Plus, the integration with sister app TurboTax means you'll have less to worry about when tax season rolls around.
Features: Get reminders and notifications when bills are due or when suspicious activity is detected. The program's calendar view lets you better manage your time and money so you can better prepare for upcoming payments. You can also monitor PayPal accounts, in addition to regular banking and credit-card services.